Ames Fee-Only Financial Planning

Our services include:

Pre-retirement planning - helping you address the important decisions relating to “retirement plan” distribution options, generating future “cash flow” projections to ensure that you are making the appropriate financial decision as relates to "when" to retire, evaluating your investment program; as well as addressing a host of issues relating to the “insurance” coverages that you will need to consider during your retirement years.
Retirement planning - making the necessary "cash flow" projections to ensure that you can and will maintain “financial independence” during retirement, evaluating your investment program to ensure that it’s doing “what it’s supposed to do”—without exposing you to undue "risk"—and addressing your current estate plan and recommending any necessary changes, with the help of competent legal counsel.
Investment planning - the provision of on-going “investment management“ services; following a thorough analysis of your capital requirements and risk tolerance, the development of an “investment policy statement”, and the presentation of detailed and specific investment recommendations.

Our Services